since 11/2000
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
English insurance agent in Spain
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Liberty Commercial Premises insurance
Liberty: Seguro de Comunidades
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
Retirement? How about retiring to Spain?
Teachers - international health cover (Spain)
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Lifeline membership guide (from 1.4.2003)
What is covered?
These Notes are very important. Please read them carefully along with the table of benefits as they set out the details of your cover and apply to each person covered under your membership.
What is covered - your benefits in detail
All the benefit limits in this table of benefits and Notes are set out in £sterling, US$ and €Euros. The currency in which you pay us your subscriptions, being either £sterling, US$ and €Euros, is the currency that applies to your membership for the purpose of the benefit limits. For example, if you pay us subscriptions in £sterling then the benefit limits given in £sterling apply to your membership and US$ and €Euro limits do not apply to you. If you are unsure which level of cover you have, the currency that applies to your membership, or whether you have an annual deductible, please phone us.
Note 1: Out-patient treatment
This is treatment which does not normally require a patient to occupy a hospital bed. We pay the out-patient treatment charges explained in the following Notes. Please remember that a consultant, therapist or complementary medicine practitioner must provide the treatment.
If you are covered under the Essential level please remember that you only have out-patient cover under the scheme for out-patient surgical operations, MRI, CT and PET scans and out-patient treatment for cancer, as set out in Notes 1c and 1d
Note 1a: Consultants' fees for consultations; pathology, X-rays, diagnostic tests; costs for treatment by therapists or complementary medicine practitioners; medical practitioners' fees for psychiatric treatment.
We pay up to a total amount of £3,000 sterling, US$ 4,800 or €Euros4,500 (April 2003) as applicable each membership year for the following out-patient treatment set out in this Note 1a. This is the overall total amount we will pay for all such treatment received each membership year by the person covered under the scheme.
* Consultants' fees for consultations.
We pay consultants' fees for consultation carried out as out-patient treatment. This means a meeting with a consultant to assess your condition.
* Pathology, X-rays and diagnostic tests
We pay charges for pathology such as checking blood and urine samples for specific abnormalities, radiology (such as X-rays) and diagnostic tests (such as electrocardiograms), when recommended by your consultant to help determine or assess your condition as part of out-patient treatment.
* Costs for treatment by therapists or complementary medicine practitioners
We pay fees for out-patient treatment by therapists and complementary medicine practitioners.
* Medical practitioners' fees for psychiatric treatment
We pay medical practitioners' fees for psychiatric treatment and psychologists' fees for psychiatric treatment which you receive as out-patient treatment after you have been a member of the scheme (or any BUPA scheme which includes cover for psychiatric treatment) for the whole of the two years leading up to the treatment.
| Introduction | |
| What is not covered? | |
| Making a claim | |
| Paying subscriptions and other charges | |
| Important events | |
| General Information | |
| Making a complaint | |
| Glossary | |
| Medical words and phrases |
Lifeline:
* provides international private medical insurance for people living or working abroad for at least six months of the year
* for individuals and their families
* three different levels of cover to meet any client's needs:
| Product description (and limits) | Cost | Cost - with option of deductibles | |
| Essential | Essential | Essential | Essential |
| Classic | Classic | Classic | Classic |
| Gold | Gold | Gold | Gold |
* three areas of cover:
- worldwide including the USA & Canada
- worldwide excluding the USA & Canada
- Hong Kong Worldwide excluding USA and Canada
Exception - Gold cover offers Hong Kong excluding USA.
* payment of subscriptions - £ sterling, Euro €
- annually
- monthly
Company Scheme ( Castellano Deutsch Français Português )
| For more information please contact me: | |
| dmh@e-consultas.com | |
| Fax: | (00 34) 91 8032484 |
| 'phone: | (00 34) 609 522 300 |
| Also more information on.. | www.e-healthinsuranceservices.com |