since 11/2000
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
English insurance agent in Spain
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Liberty Commercial Premises insurance
Liberty: Seguro de Comunidades
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
Retirement? How about retiring to Spain?
Teachers - international health cover (Spain)
www.e-healthinsuranceservices.com
Lifeline membership guide (from 1.4.2003) (Membership Guide 2008)
Important events
Throughout this guide, you will see references to important events such as when you start, renew or end your membership, or include other people as your dependants. This section explains exactly when - and how - these events take place. Our aim is to continuously improve our service to our members. In order to help us to do this, if for any reason, you cancel your membership, please let us know the reason why.
6.5 Ending your membership
You can end your membership, or that of any of your dependants, from the first day of a month by writing to us. You cannot backdate the cancellation of your membership.
Please remember that your membership will automatically end:
* if you do not pay any of your subscriptions on, or before, the date they are due. However, we may allow your membership to continue without you having to complete a new medical history, if you pay the outstanding subscriptions within 30 days. If you are unable to pay your subscriptions for any reason, please contact us on +44 (0) 1273 323563
* if you do not pay the amount of any IPT, taxes, levies or charges that you have to pay under your agreement with us on or before the date they are due
* if you become ordinarily resident in the UK, or the USA
* upon the death of the principal member. if the principal member dies the next named dependant on the membership certificate may apply to BUPA International to become a principal member of the scheme in his or her own right and include the other dependants under their membership. If they apply to do this within 28 days, BUPA International will, at its discretion, not add any further special restrictions or exclusions to their cover that are personal to them in addition to those which applied to them under the scheme when the principal member died
BUPA International can end a person's membership and that of all the other people listed on the membership certificate if there is reasonable evidence that the person concerned has misled, or attempted to mislead us. By this, we mean giving false information or keeping necessary information from us, or working with another party to give us false information, either intentionally or carelessly, which may influence us when deciding:
* whether you (or they) can join the scheme
* what subscriptions you have to pay
* whether we have to pay any claim.
If your membership ends for any reason, we will refund any subscriptions you have paid which relate to a period after it ends. However, we shall be entitled to deduct from any refund money which you owe us.
Right to cancel
You may cancel your membership of the scheme for any reason by writing to us within 28 days of you receiving your first membership certificate, following enrolment. In that case you will be entitled to a full refund of all subscriptions paid, subject to no claims having been made.
You may also cancel the membership of any of your dependants for any reason by writing to us or telephoning us on +44 (0) 1273 323563 within 28 days of you receiving your first membership certificate, listing them as a dependant. In that case you will be entitled to a full refund of all your subscriptions paid relating to them, subject to no claims having been made on their behalf.
| 6.1 Starting your membership |
| 6.2 When cover starts for others included in your membership |
| 6.3 Adding dependants |
| 6.4 Renewing your membership |
| Introduction | |
| What is covered? | |
| What is not covered? | |
| Making a claim | |
| Paying subscriptions and other charges | |
| General Information | |
| Making a complaint | |
| Glossary | |
| Medical words and phrases |
Lifeline:
* provides international private medical insurance for people living or working abroad for at least six months of the year
* for individuals and their families
* three different levels of cover to meet any client's needs:
| Product description (and limits) | Cost | Cost - with option of deductibles | |
| Essential | Essential | Essential | Essential |
| Classic | Classic | Classic | Classic |
| Gold | Gold | Gold | Gold |
* three areas of cover:
- worldwide including the USA & Canada
- worldwide excluding the USA & Canada
- Hong Kong Worldwide excluding USA and Canada
Exception - Gold cover offers Hong Kong excluding USA.
* payment of subscriptions - £ sterling, Euro €
- annually
- monthly
Company Scheme ( Castellano Deutsch Français Português )
| For more information please contact me: | |
| dmh@e-consultas.com | |
| Fax: | (00 34) 91 8032484 |
| 'phone: | (00 34) 609 522 300 |
| Also more information on.. | www.e-healthinsuranceservices.com |