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since 11/2000 boat and golf insurance in Spain Commercial Premises insurance - Spain Community Insurance 'Comunidad' - Spain Company Platinum - health plan for employees in Latin America and the Caribbean dental and medical insurance plans English insurance agent in Spain health insurance Czech Republic international health, medical and travel insurance cover international travel insurance Liberty Commercial Premises insurance Liberty: Seguro de Comunidades Maritime plan - international health cover (crew only) Oil and Gas Industry - health insurance Patrocinadores - América Latina y el Caribe Retirement? How about retiring to Spain? Teachers - international health cover (Spain) |
Worldwide Travel Options - 2009 travel insurance. Cover and benefits: ( Castellano ) In accordance with the Danish Insurance Contracts Act. Index Cover and benefits POLICY CONDITIONS Art 15 Personal liability 15.1 If the policyholder has chosen the Non-Medical option, the insurance shall cover the following: a) legal liability for any bodily injury or property damage incurred by the insured under the existing laws of the country in which such injury or damage occurs. b) costs of settling the compensation issue defrayed in agreement with the Company. c) damage to a rented holiday home / hotel and the contents of a rented home. 15.2 Exceptions to cover: The Company shall not be liable to pay reimbursement for expenses which concern, are due to or are incurred as a result of: a) liability for contractual liability. b) claims arising out of or incidental to the insured's business, employment or work. c) claims arising as a consequence of the insured having incurred, by contract of in any other way, liability which is more extensive than that incurred under the general statutory provisions on non-contractual liability. d) loss of or damage to personal property which is not comprised by Art. 15.1 and which the insured owns, has on loan, on hire, or for storage or use, or which is in his / her care for transporting, processing or treating purposes, or which is in his / her possession or care for any other reason. e) loss or damage to any family member, co-worker or co-traveller of the insured. f) loss or damage caused by the insured's domestic animals. g) claims arising as a consequence of the insured having transmitted a disease to another person via infection or otherwise. h) loss or damage caused by the use of a motor vehicle, caravan or trailer, aircraft and boat including the sail measuring more than three metres, or, a motor vehicle, camper or trailer, aircraft or boat including the sail measuring less than three metres if the engine power exceeds three HP. i) legal liability for bodily injury or property damage caused by the insured with intent or gross negligence. j) claims arising as a consequence of the insured having participated in any illegal activity. 15.3 The insurance shall not cover fines or punitive charges. 15.4 The insurance sum stated on the policy schedule for property damage and bodily injury is the highest limit of the Company's liability for any individual insurance event, even if it results in several losses or incidents of damage, even if several individuals can be held liable, and even if coverage is provided under one or more policies taken out with the Company. 15.5 The insured cannot - with binding effect for the Company - admit liability for any loss, damage or injury caused by him / her.
POLICY CONDITIONS ( Policy Conditions )
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