since 11/2000
boat and golf insurance in Spain
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Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
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international health, medical and travel insurance cover
international travel insurance
Liberty Commercial Premises insurance
Liberty: Seguro de Comunidades
Maritime plan - international health cover (crew only)
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Patrocinadores - América Latina y el Caribe
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Teachers - international health cover (Spain)
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Worldwide Travel Options - 2010 travel insurance. Cover and benefits:
( Castellano )
In accordance with the Danish Insurance Contracts Act.
Index
Cover and benefits
POLICY CONDITIONS
Art 2. Commencement date and extensions
2.1 The insurance shall be valid if the premium has been paid prior to the commencement date. The insurance shall be effective in the period stated in the policy schedule / on the insurance card.
2.2 The right to compensation shall take effect when the insured leaves his / her country of permanent residence and shall cease upon return to the country of permanent residence. If the insurance is taken out after the insured has left the country of permanent residence, there is a waiting period of 3 days before the insurance takes effect. In the event of serious injury in connection with an accident, the right to compensation shall, however, take effect concurrently with the commencement date of the insurance.
2.3 If Annual Travel has been chosen, cover shall be valid only for trips of one month's duration, as a maximum, unless extra travel days have been purchased. One month is defined as a period from eg the 5th in one month up to and including the 4th in the following month. The policyholder can extend the insurance as per agreement with the Company by buying extra travel days for the period exceeding one month.
2.4 If Single Trip has been chosen, the insurance can only be taken out for an insurance period of maximum 12 months.
2.5 The insurance period of Single Trip and Annual Travel can be extended as per agreement with the Company. However, any illness or injury which has come into existence, or has shown symptoms, or has been diagnosed in the previous insurance period(s) shall not be covered in the extended insurance period.
2.6 If Annual Travel is extended with extra travel days and if the extra travel days are purchased prior to the insured's departure from the country of permanent residence, the cover will be continuous without interruption in the extended period.
Art 3 - Who is covered by the insurance?
POLICY CONDITIONS ( Policy Conditions )
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