Date of commencement and extensions. IHI Travel insurance - for leisure, study or business ( Single trip or annual cover ) BUPA Group

2.1 The insurance shall be valid if the premium has been paid prior to the date of commencement. The insurance shall be effective in the period stated in the policy schedule / on the insurance card.

2.2 The right to compensation shall take effect when the insured leaves his / her country of premanent residence and shall cease upon return to the country of permanent residence. If the insurance is taken out after the insured has left the country of permanent residence, there is a waiting period of 3 days before the insurance takes effect. In the event of serious injury in connection with an accident, the right to compensation shall, however, take effect concurrently with the date of commencement of the insurance.

2.3 If IHI Annual Travel has been chosen, cover shall be valid only for trips of one month's duration, as a maximum, unless extra travel days have been purchased. One month is defined as a period from eg the 5th in one month up to and including the 4th in the following month. The policyholder can extend the insurance as per agreement with the Company by buying extra travel days for the period exceeding one month.

2.4 If IHI Single Trip has been chosen, the insurance can only be taken out for an insurance period of maximum 12 months.

2.5 The insurance period of IHI Single Trip can be extended as per agreement with the Company. However, any illness or injury which has come into existence, or has shown symptoms, or has been diagnosed in the previous insurance period(s) shall not be covered in the extended insurance period.

2.6 The insurance period of IHI Annual Travel can be extended with extra travel days as per agreement with the Company. If the extra travel days are purchased prior to the insured's departure from the country of permanent residence, the cover will be continuous without interruption in the extended period.

Art 1 - Acceptance of the insurance	Art 10 - Next-of-kin Accompaniment and Compassionate Emergency Visit
	Art 11 - Exceptions for compensation
Art 3 - Who is covered by the insurance?	Art 12 - How to report a claim
Art 4 - Where is cover provided?	Art 13 - Cover by third parties
Art 5 - What is covered by the insurance?	Art 14 - Payment of premium
Art 6 - Medical expenses	Art 15 - Necessary information to the Company
Art 7 - Medical evacuation	Art 16 - Assignment, cancellation and expiry
Art 8 - Return trip	Art 17 - Disputes, venue, etc
Art 9 - Compassionate Emergency Repatriation

IHI Single Trip

IHI Annual Travel.

IHI Travel Cover and Benefits

Return to IHI travel insurance information...

Telephone	(+34) 91 8043802
Mobile	(+ 34) 609 522 300
Fax	(+ 34) 91 8032484
email	saniprof@mail.ddnet.es

BUPA Travel insurance

Travel insurance for business trips (for all employees including board members, travelling spouses, children and guests for a combined company total of over 200 days a year)

Travel insurance within the Schengen area (eg for people applying for an entry visa to the Schengen area with an insured amount of at least 30,000 euros)

Seguro de viaje para los negocios (la compañía decide quién puede ser cubierto, incluyendo los miembros del consejo directivo, esposas, hijos y invitados - con un mínimo global para toda la compañía de 200 días al año)

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