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21.1 Compensation shall be paid following the Company's approval of the expenses as being covered by the insurance after a fully completed Claim Form has been admitted to the Company together with the original, receipted and itemised bills and / or other relevant documentation such as medical information and flight tickets / travel documents.

The Company scans original bills upon receipt. Any retrieval of the original invoice is not possible. The scanned bill stamped 'Certified as a true Copy' represents the original.

21.2 In no event shall the amount of compensation exceed the amount shown on the bill. If the insured receives compensation from the Company in excess of the amount to which he / she is entitled, the insured shall be under the obligation to repay the Company for the excess amount immediately. Subsequent compensation made by the Company shall first be written down by any such outstanding amount.

21.3 Compensation payments shall be limited to the usual, customary and reasonable charges in the area or country in which treatment is provided.

21.4 The Company shall be notified immediately in case of death, hospitalisation, emergency repatriation, medical evacuation / repatriation, or accompaniment, and such notification must include medical information about the illness / injury. Notification should be made by telephone or email to the Company's 24-hour Emergency Service; the Company shall defray all expenses incurred in this connection.

21.5 Claims shall be reported to the Company immediately and no later than 30 days after the expiry of the insurance.

21.6 Complaints regarding the Company's claims handling shall be filed no later than 30 days after receipt of the compensation amount.

POLICY CONDITIONS ( Policy Conditions )

Art 1 - Acceptance of the insurance	Art 14 - Delayed baggage
Art 2 - Date of commencement and extensions	Art 15 - Personal liability
Art 3 - Who is covered by the insurance?	Art 16 - Flight delay
Art 4 - Where is cover provided?	Art 17 - Hospital daily benefit
Art 5 - What is covered by the insurance?	Art 18 - Security and legal assistance
Art 6 - Medical expenses	Art 19 - Trip Cancellation Option
Art 7 - Medical evacuation / repatriation	Art 20 - Exceptions for compensation
Art 8 - Evacuation	Art 21 - How to report a claim
Art 9 - Return trip	Art 22 - Cover by third parties
Art 10 - Compassionate Emergency Repatriation	Art 23 - Payment of premium
Art 11 - Next-of-kin Accompaniment and Compassionate Emergency Visit	Art 24 - Necessary information to the Company
Art 12 - Personal accident	Art 25 - Assignment, cancellation and expiry
Art 13 - Baggage	Art 26 - Disputes, venue, etc
	glossary

Single Trip

Annual Travel.

Travel Cover and Benefits

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Telephone	(+34) 91 8043802
Mobile	(+ 34) 609 522 300
Fax	(+ 34) 91 8032484
email	saniprof@mail.ddnet.es

BUPA Travel insurance

Travel insurance for business trips (for all employees including board members, travelling spouses, children and guests for a combined company total of over 200 days a year)

Travel insurance within the Schengen area (eg for people applying for an entry visa to the Schengen area with an insured amount of at least 30,000 euros)

Seguro de viaje para los negocios (la compañía decide quién puede ser cubierto, incluyendo los miembros del consejo directivo, esposas, hijos y invitados - con un mínimo global para toda la compañía de 200 días al año)

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

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